Piraeus Bank Group
Profile Group Publications Career Contacts ADIA
Individual SME Corporate Pricing Network
    Home > Individual > Loans    
Housing Loan

Housing Loans for Purchase/Constructio/Reconstruction

Tirana Bank offers you the time you need!


I. Home Purchase/Construction Loan

Loan Amount:
Min. 5.000 EUR (equivalent in ALL)
Max. 150.000 EUR (equivalent in ALL)

Financed limit:
Up to 70% of the financed property.

During the promotional period is ofered:
A grace period of 12 months, during this period only interests will be paid . The principal payment starts after the first year.

Interest Rate:
ALL (Payroll/Standard)
3.5% Fixed the first year
Then Tribor 12M + 1.6%, Minimum 4 %

EUR (Payroll/Standard)
2% Fixed the first year
Then Euribor 12M + 3.7%, Minimum 3.7%

Loan Duration
From 3 - 30 Years

Repayment method
Monthly instalments (principal+ interest)

First-rank mortgage on the funded property or other property that meets the Bank's requirements.

II. Home Reconstruction Loan

Amount: Min. 1.000.000 ALL - Max. 13.500.000 ALL
Limit of financed: Up to 70% of the collateral value

Loan duration: Up to 15 years

Collateral: First-rank mortgage on the funded property or other property that meets the Bank's requirements.

Currency: ALL
ALL (Payroll/Standard)
3.5% Fixed the first year
Then Tribor 12M + 1.6%, Minimum 4 %

Age & Documentation: 
Individuals aged 18 - 68 (until the maturation) can apply.

Copy of the ID card or the passport
Family certificate issued in the last 3 months
Official Payment Slip or if self-employed: Copy of the business license, Tax/Return/Tax declaration/Official Monthly or Yearly Certificate.
Mortgage Deed.

Bank reserves the right to request additional information if necessary.

Note: Home Purchase/Construction Loan is offered in LEK and EURO.
For more information contact our branches or call for free InfoBank 0800 68 68.

Click to see Interests Rates & Terms for Retail Loans
Click to see Pre-Contract Information for Housing Loan
Tirana Bank, unified staff image
Tirana Bank is pleased to finally share with its customers a unified staff image in every branch all over Albania. Following a long project that started last year during summer, and lasted about 8 months until its full implementation, we can proudly say that we have significantly improved the image ...
Tirana Bank supported the European Youth Parliament
The European Youth Parliament was organized in Albania for the 2nd year. This year, Tirana Bank was the main sponsor of this organization, in support of young people from all high schools in Albania who were part of the 2018 Tirana conference, held on February 16-17. 90 participants attended this ev...
Tirana Bank wins the Gold Euro STP Excellence Award
Tirana Bank was honored from Deutsche bank with the “Gold 2016 EURO STP excellence award”, for reaching a very high quality performance in the payment quality. This important award evaluates Tirana Bank for the professionalism shown toward the payments in Euro. Having such an evaluation...
Tirana Bank celebrates with the children of Oncology and Hemophilia Ward.
Yesterday brought a smile on the faces of children who are being treated near the oncology pavilion at Tirana Pediatric Hospital.   A warm celebration atmosphere, with music and children's most beloved characters: Mickey Mouse, Spiderman, Winnie the Pooh and Princess Aurora, brought joy to th...
Tirana Bank is awarded by "SOS Children's Villages"
Tirana Bank is awarded by "SOS Children's Villages", Albania to "Gratitude for Gold Donors":   "Thank you for your contribution and support! The children will thank you in the future! "   A special acknowledgement was addressed to Tirana Bank, for the adoption of 3 village children an...
Follow us
Tirana Bank Overview
About Us
Employee Relations Framework & Code of Conduct
Group's Branches & International Presence
Group Profile
Vacant Positions
Our People
Visions and Values
Interest Rates for Accounts & Deposits
Interest Rates & Terms for Retail Loans
Terms and Conditions
Index Rates
Vacant Positions
Our People
Visions and Values
Privacy Policy Terms of Use Copyright Due Diligence
Built by Impuls
Rr. Ibrahim Rugova, P.O. Box 2400/1, Tirana-Albania