Piraeus Bank Group
Profile Group Publications Career Contacts ADIA
 
  Shqip
Individual SME Corporate Pricing Network
    Home > Individual > Loans    
 
Home Loan

Housing Loans for Purchase/Constructio/Reconstruction

Don’t wait a lifetime for your house!

 

I. Home Purchase Loan

Loan Amount:

Min. 5.000 EUR (equivalent in ALL)
Max. 150.000 EUR (equivalent in ALL)
Financed limit:

Up to 70% of the financed property.

 

Interest Rate:

ALL (Payroll/Standard)  

3.5% Fixed the first year

Then Tribor 12M + 1.6%, Minimum 4 %

 

EUR (Payroll/Standard) 

2% Fixed the first year

Then Euribor 12M + 3.7%, Minimum 3.7%

 

Loan Duration

From 5 - 25 Years

Repayment method

Monthly instalments (principal+ interest)

Collateral:

The properties that will be used as collaterals should be always residential houses.

Documentation

Copy of the ID card or the passport
Family certificate issued in the last 3 months
Official Payment Slip or if self-employed: Copy of the business license, Tax/Return/Tax declaration/Official Monthly or Yearly Certificate.
Mortgage Deed.
Bank reserves the right to request additional information if necessary.

II. Home Construction Loan

Loan Amount:

Min. 8.000 EUR (equivalent in ALL)
Max. 150.000 EUR (equivalent in ALL)
Financed limit

 

Interest Rate: 

ALL (Payroll/Standard)  

3.5% Fixed the first year

Then Tribor 12M + 1.6%, Minimum 4 %

 

EUR (Payroll/Standard) 

2% Fixed the first year

Then Euribor 12M + 3.7%, Minimum 3.7%

 

 Loan Duration

From 5 - 25 Years

Repayment method

Monthly instalments (principal+ interest)

Collateral

The properties that will be used as collaterals should be always residential houses.

Documentation

Copy of the ID card or the passport
Family certificate issued in the last 3 months
Official Payment Slip or if self-employed: Copy of the business license, Tax/Return/Tax declaration/Official Monthly or Yearly Certificate.
Mortgage Deed.
Construction project and costs financial project.
Bank reserves the right to request additional information if necessary.

Note: Loan for purchase or construction is offered in ALL / EUR currency.

III. Home Reconstruction Loan

Individuals aged 18 - 65 (until the maturation) can apply.

Amount: Min. 1.000.000 ALL - Max. 10.000.000 ALL

Limit of financed: Up to 50% of the collateral value

Loan duration: Up to 10 years

Collateral: The house that will be reconstructed or another residential house mortgage that meets the criteria.

 

Currency: ALL

ALL (Payroll/Standard)  

3.5% Fixed the first year

Then Tribor 12M + 1.6%, Minimum 4 %

 

For more information contact our branches or call for free InfoBank 0800 68 68.

Click to see Interests Rates & Terms for Retail Loans
Info parakont Blerje Ndertim Rikonstruksion Mar 2017
 
 
 
 
 
 
 
News
NOTICE TO CUSTOMERS
Our dear customers,   We kindly want to inform you that some of our ATM-s are being Upgraded and may be temporarily out of service.  We are very sorry for the inconvenience and reassure you that our technical staff is fully dedicated to reassure that our ATMs network will be functional ...
PIRAEUS BANK GROUP ANNOUNCES ITS 2020 STRATEGIC PLAN: “AGENDA 2020”
24.05.2017
Piraeus Bank, under its new leadership team, announces its intention to take a decisive step forward “to be the most trusted bank in Greece, creating value for its shareholders, clients and employees” by launching its strategic plan for 2020, entitled “Agenda 2020”....
Tirana Bank stays by the children with special needs in hearing and speaking.
06.06.2017
Increase of self-esteem and security, confrontation with stress and traumatic experiences, physical activity and coordinated movement, development of cognitive skills, these are the basis of the newest project "World of Sounds". A project that is being implemented from Liburnetik Organization enable...
Tirana Bank wishes: Happy 1st of June children!
01.06.2016
On the occasion of this celebration, the children of the Down Syndrome Albania Foundation brought on stage the play "A small delay", based on a movie of the same title, so familiar and loved by everyone.   This day coincides with the third anniversary of the "Center for Achievement and Develo...
Tirana Bank Performance Highlights, first quarter 2017
19.05.2017
Tirana Bank profit for the first quarter of 2017 marks 2.3 million Euro (before taxes) Tirana Bank profit for the first quarter of 2017 amounted to 2.3 million Euro (before taxes) reflecting the strong performance of the Bank, being at much higher level compared to the same period of 2016. Accordi...
Junior Achievement - Leader for a day
05.04.2017
Junior Achievement is the largest organization in the world, which educates and inspires young people to assess the freedom of entrepreneurship and economy, and to improve their quality of life. Tirana Bank can not neglect the new generation, country's future. One of the graduates selected by the o...
 
Follow us
 
Profile
Tirana Bank Overview
About Us
Transparency
Employee Relations Framework & Code of Conduct
Links
Group
Publications
Group's Branches & International Presence
Group Profile
Career
Vacant Positions
Our People
Visions and Values
Pricing
Interest Rates for Accounts & Deposits
Interest Rates & Terms for Retail Loans
Terms and Conditions
Index Rates
Career
Vacant Positions
Our People
Visions and Values
 
Privacy Policy Terms of Use Copyright Due Diligence
Built by Impuls
Rr. Ibrahim Rugova, P.O. Box 2400/1, Tirana-Albania