1. Can I get a home loan at Tirana Bank?
Yes, you can get a loan at our Bank for purchase / construction / reconstruction of an apartment, villa or office, to develop your business. Tirana Bank through its branch staff gives you detailed credit information such as interest rates, payment method, loan duration, obligations and costs, so that you are clear about your choice and the best option for you .
2. Why are my earnings taken into account by Tirana Bank?
The Bank takes into account your income in calculating the loan installment so that you and your families will not face financial difficulties. Sufficient income enables regular credit payments without sacrificing your standard of living.
3. Why is the property assessed as a guarantee by Tirana Bank ?
The Bank assesses the leased property as collateral to obtain detailed information on its market value. Property Appraisal also provides you with detailed information on the property you are seeking to buy in the legal aspects, market value and marketability in the future if you are interested.
4. Do I need life and property insurance if I take credit from Tirana Bank?
Property and life insurance protects both the borrower and the bank against the risk of fire, earthquakes or in the event of a lender's life. This insurance that is paid each year transfers the risk from the client to the insurance company, offering you the right tranquility throughout the life of your loan from any unexpected life.
5. How can I get a loan at Tirana Bank?
By submitting your application to one of our branches, the bank staff will inform you in detail of all relevant steps and documents to get the loan you want.