Home Equity Loan

Home Equity Loan is offered to all Individual Customers who need a loan for various reasons (except business reasons) leaving as collateral a property.

Currency: ALL, EUR

Amount:

  •  Min: 5,000 EUR / 625,000 ALL
  •  Max: 100,000 EUR / 12,500,000 ALL

Duration: up to 20 years

 

Interest Rates: 

Currency Payroll Customers Standard Customers
LEK T Bills 12M + 3.5%, Min 5.5%                 T Bills 12M 3.8%, Min 5.8% 
EUR EURIBOR12M + 5.5%, Min 5.5%                            EURIBOR12M + 5.8%, Min 5.8%

 

Documentation:

  • ID card / passport
  • Family certificate
  • Employment confirmation issued by the employer
  • If the customer has his own business:
  • Extract of National Registration Centre for Businesses (NIPT);
  • Tax Office verification of dues;
  • Mortgage Deed


Note: The Bank keeps the right to request other documents considered necessary for the evaluation of the client

For more information, contact our branches or call for free at Info Bank  0800 68 68.

Pre Contractual Info Home Equity Loan