Balfin Group
Profile Group Publications Career Contacts ADIA
Individual SME Corporate Pricing Network
    Home > Individual > Deposits    
Junior Time Deposit

Are you interested in saving for your child's future?


In Tirana Bank we care for the future of your children.
“JUNIOR” time deposit is a long term investment with high interest rates and the best way of saving for children.
Is a deposit where you can increase your balance at any time, without restriction and every 3 years you have the possibility to withdraw up to 25% of the deposited amount.

"JUNIOR" time deposit offers you the possibility to ensure your child’s:


  • Dreams and desires
  • Qualitative Education
  • Better financial future

Who can open a JUNIOR time deposit?


  • Parents (one or both)
  • Legal representatives
  • Grandparents, relatives 
  • Anyone else interested

Note: Throughout its duration, Junior time deposit can be administered only by parents or legal representative(s) even if it is opened by grandparents, relatives and / or other interested persons

When can I open this deposit?


  • You can open a Junior time deposit from the date that the child is born until he/she reaches the age of 15.
  • The child is the beneficial owner and can solely administer the deposit from the age of 18.

How can I deposit in JUNIOR?

Everyone can deposit funds in junior at any time and without restriction. 
You can simplify this process by transferring the money automatically and without any commission from your account to JUNIOR time deposit.
You can deposit not only your savings but also the money that your child will receive as gifts for special occasions such as birthdays or holidays.

JUNIOR time deposit terms


  • Tenor: up to 18 years
  • Currency: ALL, EURO, USD (U.S. Dollar)
  • Minimum amount for deposit opening: ALL 5,000, € 50, $ 50
  • Interest payment: Interest is earned and automatically added to the capital amount every 25 months (capitalized interest). Interest rate changes every 25 months.
  • No commission for deposit opening
  • No commission for deposit maintenance


For further information, visit a Tirana Bank branch or call at 0800 68 68 (free of charge from landline) or 04-2277700 (if you are calling from your mobile or abroad), 24 hours a day.

* Deposits in Tirana Bank SHA are insured by the Deposit Insurance Agency ( according to the law no. 53/2014 "On Deposit Insurance", up to the amount 2.500.000 or the equivalent amount in foreign currency



Click to see Interest Rates for Deposits & Accounts
Pazari i Ri branch transferal
Dear customers! We have the pleasure to inform you that starting from 10.06.2018, Pazari i Ri branch will be transfered to new premises in the same area on "Luigj Gurakuqi" street, in front of the current branch. Come and visit us! We will be at your disposal to provide solutions and products...
Publication in Monitor magazine
In the last number of the prestigious "Monitor" magazine, which addresses important issues on the economy, business and the market, a special space was dedicated to Tirana Bank. In the "Special" section, was published an Interview of the banks’ CEO Mr. Dritan Mustafa regarding an analysis of ...
Dear customers, Following the official Holiday Calendar of the Bank of Albania, we want to inform you that: Friday, November 30, 2018, will be a holiday for all branches of Tirana Bank except for the  Agencies of City Park, Kapshtica and Kakavija. We wish you a cheerful holidays!...
Donation for the families in need
In the framework of the "World Day Against Hunger", Tirana Bank in cooperation with Spar Albania and with the support of the Albanian Red Cross, prepared 100 baskets of basic food supplies for the families in need in Tirana area. Tha packages distribution took place in Tirana Branch Red Cross ...
New Terms & Conditions for Businesses, in force from 05.11.2018
You can compare the current Terms & Conditions with the new ones by the highlighted changes in yellow. ...
Tirana Bank employees donate blood
Every blood drop is valuable! Under this slogan, on October 10th, Tirana Bank employees joined the humanitarian blood donation initiative in collaboration with the Albanian Red Cross. Gratitude and respect for all those who donated, for this noble act and the 10 years tradition build within our ba...
Follow us
Tirana Bank Overview
About Us
Employee Relations Framework & Code of Conduct
Group Profile
Vacant Positions
Our People
Visions and Values
Interest Rates for Accounts & Deposits
Interest Rates & Terms for Retail Loans
Terms and Conditions
Index Rates
Vacant Positions
Our People
Visions and Values
Privacy Policy Terms of Use Copyright Due Diligence
Built by Impuls
Rr. Ibrahim Rugova, P.O. Box 2400/1, Tirana-Albania