Cash Management Products

Photovoltaic panels are the right solution to generate energy for your business at the lowest cost.

Tirana Bank supports you and your business needs, by offering 100% financing for the purchase and installation of photovoltaic panels.

Invest today and start enjoying the benefits.

Loan for photovoltaic panels

Amount: Up to € 150,000 (or the equivalent in Lek)

Term:     Up to 60 months

Personal Guarantee of the shareholder/s

  • Personal guarantee of the shareholder/s
  • Insurance lies on panels within 6 months of approval


  • Collateral provided for the photovoltaic panels only
  • Financing up to 100%
  • Fast approval
  • Principal payment deferral period up to 6 months from the first disbursment
  • Life insurance against accidents only

Invest in the energy of the future!

SWIFT Message MT101 is applicable when the Customer orders Tirana Bank through SWIFT, to debit its account/s with the bank, and credit account/s of thirds local and international parties.

The swift MT 101 is useful & efficient for International Companies, who have account/s with Tirana Bank, and can not contact directly with the Bank, due to impossibility of geographic or functional access.

Direct Debit is a service provided by the Bank to all Business Clients, which enables performing regular monthly payments, such as utilities or telephone payments automatically from a personal / business account to a Company Customer. The service is based on agreements that Tirana Bank has entered into with companies offering utility and telephony services

Standing Orders is a service offered to customers to perform periodic payments automatically from their Current Account, for fixed amounts. The Customer can perform different payments, such as, rent, different subscriptions, etc.

The point of sale (POS) or point of purchase (POP) is the time and place where a retail transaction is completed.  It is also the point at which a customer makes a payment to the merchant in exchange for goods or after provision of a service. After receiving payment, the merchant issues a receipt for the transaction, which is usually printed right away.

An agreement between two parties (Contractors and Escrow Agent- Tirana Bank), through which the Escrow Agent (Bank) accepts to manage escrow amount in the escrow account opened at the Bank, amount, which will be released with the fulfillment of the terms and conditions defined in this agreement.


Online banking, known as internet banking, is an electronic payment system that enables you as our customer to conduct a range of financial transactions toward others. E-Banking is our online branch, for you.

Treasury and Financial Markets Division offers competitive real time exchange rates, for the conversions of your funds from one currency to another.

Treasury and Financial Markets Division in collaboration with Custody and Depository Unit, offers to the Bank’s clients: (i) the intermediation service in the primary auctions of the Albanian Government Securities (ii) transactions (buy/sell) in the secondary market and (iii) the administration of the client’s investments portfolio and their safekeeping account. 

Cheque book is a document that orders a bank to pay a specific amount of money from a person's account to the person in whose name the cheque has been issued. If you are far a way from a bank’s branch, or can not access your e-banking, or if your suppliers does not have an account with Tirana Bank, than you can easily use your cheque book.


Tirana Bank processes your payment transactions, both paper-based and/or via electronic banking, reliably and cost-effectively. For international money transfers, our Corresponding Banks make it easier and safer for your bank transfers.

1.Utility Payment

Through your business accounts with our bank, your company can perform quick and accurate  payments toward OSHEE, UK in all cities, telephone companies, and internet.

2.Tax & Custom payments

You can pay your company’s taxes, social insurance, and custom’s dues through your business  accounts with our bank.

When possible a business can invest its free funds in term deposit. Our bank offers time -deposit up to 25 months, with competitive interest rate and yet remains flexible to offer time deposit with tenor adjusted to business liquidity needs.


The Deposit and balances of current account in Tirana Bank is insured for the amount up to 2.500.000,00 (two million and five thousand) Lekë by the Deposits Insurance Agency -, according to provisions of Law no. 53/2014, date 22.05.2014 "On the Deposits' Insurance" as amended.

Through your business account, you can perform both a collection and a payment of debts. Via our internal transaction service, you can collect your company receivable, and pay your business suppliers with no additional cost.

Tirana Bank offers business current accounts in different currencies ALL, EUR, USD, GBP and CHF. With a minimum required balance of ALL 10,000/ EUR 100 / USD 100 your business can use the account for many types of transactions, such as cash deposits and withdrawals, deposits, payments to your business partners etc.