It is an open, functional type of account that provides frequent access to your funds on demand and is a useful tool for payments.

If you seek flexibility and continuous liquidity in your daily multiple transactions, this is the account that will suit your needs. It can be used as drawdown account, linked with your Term Deposits, Loans or Credit cards

Main Features:

Currency: ALL, EURO, USD, GBP, CHF
Minimum amount for account opening: No minimum required
Minimum balance: ALL 1,000, EUR 10, USD 10, GBP 10, CHF 10
No commission for account opening
Account maintenance fee: ALL 150 /month, EUR/USD/GBP/CHF 2.00/month
Once per month, Account Statement free of charge 
Debit card “Visa”for
- Easy access to all your accounts 24/7 from the ATMs of Tirana Bank and other banks
- Purchases at stores in Albania and abroad bearing the VISA sign by automatically debiting your account
Automatic payment of bills for Utility Companies (water, electricity, phone bills)
Automatic payment of Tirana Bank Credit card or Loans via standing order, free of charge
Payments to 3rd parties via standing order or outgoing transfers (for rent, tuition fees, etc)
Registration to Tirana Bank Online for
- Internet banking
- Mobile banking
- Phone banking

For further information, visit a Tirana Bank branch or call at 0800 68 68 (free of charge from landline) or 04-2277700 (if you are calling from your mobile or abroad), 24 hours a day.

* Accounts in Tirana Bank SHA are insured by the Deposit Insurance Agency (www.asd.gov.al) according to the law no. 53/2014 "On Deposit Insurance", up to the amount 2.500.000 or the equivalent amount in foreign currency

MY SAVINGS Account

An open account where individuals can deposit their funds for saving purposes, earn interest and have their funds available any time on demand.

Open “My Saving” account and benefit:

·         Zero commission Maintenance fee;

·         Interest credited to your account every month;

·         Funds available at any time;

Min. Balance:  30,000 ALL,  300 EUR, 300 USD

Currency         ALL / EUR*/ USD

*The opening of new accounts in EUR is temporary dismissed, for both new and existing customers

 

Account permitted transactions

  • Cash deposit / withdrawal
  • Incoming transfers
  • Internal transfers between own accounts
  • Standing order (for crediting the account)
  • Deposits from third parties
  • Payment Order (for account crediting)

Credit interest is calculated over the minimum of the available balance on annual basis of 365 days and is posted every month, on the last working day.

For further information, visit a Tirana Bank branch or call at 0800 68 68 (free of charge from landline) or 04-2277700 (if you are calling from your mobile or abroad), 24 hours a day.

 

* Accounts in Tirana Bank SHA are insured by the Deposit Insurance Agency (www.asd.gov.al) according to the law no. 53/2014 "On Deposit Insurance", up to the amount 2.500.000 or the equivalent amount in foreign currency