Visa Gold Credit Card

Tirana Bank VISA Gold credit card is designed to offer high standards, prestige and extra flexibility.

It can be used widely in POS and/or ATM everywhere “VISA” logo is:

  • Thousands point of sales in Albania (hotels, restaurants, stores, travel agencies etc.);
  • Over 20 million point of sales worldwide;

 

VISA GOLD Card features:

- Currency: ALL

- Amount:

  • Max: 15,000 EUR / 1,875,000 ALL (unsecured)
  • Max: 50,000 EUR / 6,250,000 ALL (secured with cash collateral)

- Interest Rates: 18%         

- Monthly minimum payment: 7% of the amount spent

- Monthly withdrawal: 50% of card limit

 

Credit Card Benefits:

Free Travel Insurance for you and your family for trips paid with Visa Gold Credit Card  up to 100,000 EUR

- Quick assistance in case of lost/stolen/damaged card with immediate card replacement or cash disbursement

- Free notification through SMS/E-mail Alert for performed transactions and monthly invoice

- Free online access to your Monthly Statement and transactions through “Winbank for Cards”

- Chip & PIN technology for enhanced security

- Competitive interests and commissions

- Option to pay for your purchases in instalments through “My Way” service

- Up to 2 “Add On” cards with zero annual fee

 

For more information, contact our branches or call for free at Info Bank 0800 68 68

 

With Credit Card "VISA Classic" - Don’t limit your purchases!

Tirana Bank offers the latest service: VISA Classic "My Way" – Credit Card Monthly Installments payment for every purchase worldwide and online.

Now you will not limit your purchases, since Tirana Bank offers the most flexible and convenient way to serve you anywhere and anytime.

Monthly Installment Service is a new service which is available for every purchase made with Credit Card Visa Classic on POS terminals in country and abroad or online.

Activate "My Way" - Just with a Call!

You can choose to pay in Monthly Installments once you make a purchase transaction.
Activate this service via call center, in one of the contact numbers of the bank.
Immediately the purchase transaction amount will be split automatically in monthly installments depending in the amount ranges as per the table below:

Number of monthly Installments                   Transaction amount

3 Months                                                      6,000 – 18,000 ALL

6 Months                                                     18,001 – 36,000 ALL

9 Months                                                     36,001 – 60,000 ALL

12 Months                                                    60,001 – 500,000 ALL

Monthly Installment Service can be activated simply and quickly!

Make a POS purchase and get a signed copy of the purchase receipt.
Call the bank and confirm the purchase transaction data that you want to split in installments.
Every month, in the Monthly Account, will be posted one of the installments of your purchase transaction.
Remaining installments amount stays on "waiting" of the credit limit and is deducted each month until the last installment of transaction is posted on the Monthly Account.
You can still choose:

To pay the full installment amount, with 0 interest rate.
To pay only the Minimum Payment of the Monthly Account 7%.
For further information, please visit one of Tirana Bank branches or call 0800 68 68 (through fix line) or 04-2277700 (if calling from mobile or abroad), 24/7; or you can send an email to the address: CardInfo@tiranabank.al

Monthly Installment Service is offered with a 3.5% fee over the purchase amount, which is added to each monthly installment and is paid on monthly basis.

Interest will be applied only over the installment of the current month, if you choose to pay only the Minimum Payment of the Monthly Account.

 

 

 

 

Credit Card Visa Classic

Credit Card VISA Classic is a credit limit that Tirana Bank offers to all its customers in order to for them to be served anywhere and anytime.

You can use the card widely in POS and/or ATM everywhere “VISA” logo is:

  • Thousands point of sales in Albania (hotels, restaurants, stores, travel agencies etc.);
  • Over 20 million point of sales worldwide;

 

VISA CLASSIC Credit Card features:

- Currency: ALL

- Amount:

  • Min: 100 EUR / 12,500 ALL
  • Max: 5,000 EUR / 625,000 ALL (unsecured)
  • Max: 50,000 EUR / 6,250,000 ALL (secured with cash collateral)

- Interest Rates: 

     

Payroll Customers

Standard Customers

 

Cash Collateral

 

18%

20%

12%

 

- Monthly minimum payment: 7% of the amount spent

- Monthly withdrawal: 30% of credit card limit

  

Credit Card Benefits:

- Free of charge purchases in Point of Sales (POS) and online

- Free notification through SMS/E-mail Alert for performed transactions and monthly invoice

- Free online access to your Monthly Statement and transactions through “Winbank for Cards”

- Chip & PIN technology for enhanced security

- Competitive interests and commissions

- Option to pay for your purchases in instalments through “My Way” service

- Up to 2 “Add On” cards with zero annual fee

 

For more information, contact our branches or call for free at Info Bank 0800 68 68

VISA  Contactless Debit Card

VISA  Contactless Debit Card is the card that replaces the money in your wallet and gives you the possibility to use them in electronic form.

You can use VISA  for every POS purchase or for ATM cash withdrawals whenever you want 24 hours a day, 7 days per week.

VISA  Contactless Chip&PIN offers:

• Purchases and cash withdrawals everywhere you see “VISA” logo

• National and International Usage

• High daily limit from 75,000 Lek

• Online registration of all the transactions in your account

• Possibility to connect the card with more than one account even in different currencies

 

VISA  Contactless Chip & PIN is accepted everywhere!

• 24/7 usage in all ATMs & POS-es that accept VISA and POS terminals that accept VISA logo and have contactless symbol

• Over 1 million ATMs & 20 million POS-es worldwide accept this card

• Over 80 ATMs & 200 POS-es of Tirana Bank all over Albania

Infinite Benefits with VISA  Contactless Debit Card:

  • Provided on the spot – in every branch of Tirana Bank, when opening a current or saving account
  • Free of charge – for POS domestic purchases
  • Free of charge – automatic renewal with 5 years validity
  • Free of charge – for administration & maintenance
  • Issuing Fee ALL 300/EUR 2.5
  • Service Fee (annual fee) ALL 300/EUR 2.5
  • Currency  – Lek and Euro according to the converted value of transaction (you can link with the card current accounts in Lek and/or Euro)
  • Automatic currency conversion - when used for international transactions
  • PIN change option - in Tirana Bank`s ATM
  • Maximal usage securityfor all the transaction performed – with Chip&PIN technology and the latest contactless technology
  • Mini-statement account printing – directly from the ATM for the last 10 transactions

 

* For further information related to the product’s terms and conditions please visit one of Tirana Bank branches or call 0800 68 68 (through fix line) or 04-2277700 (if calling from mobile or abroad), 24/7; or you can send an email to the address: CardInfo@tiranabank.al

Tirana Bank cards reduce your "bill"!

The Reward Scheme "Gëzo Kudo" of Tirana Bank offers you unique discounts from a wide range of merchants all over Albania such as:

Hotels
Restaurants
Trade Centers
Electronics & Domestic Equipments
Aesthetic Centers
Travel Agencies
Car Dealers
Gyms…
...and many more that satisfy all of your needs!

For more information visit www.gezokudo.al

Safety of your Cards, Our Priority!

Tirana Bank always cares about the cards safety. The cards use is widely increasing, so we are vigilant for your data protection.

The below tips will help regarding the security of cards use:

  • As soon as you receive your card, sign the back of it.
  • Never keep your PIN with your cards at the same place and do not give your card to anyone.
  • Check your card statements regularly for any transactions you do not recognize.
  • Store PIN and cards in a secure place and do not display the data to other persons.
  • Store the receipts of your account or of the transactions you perform.
  • If you change your personal data or address inform immediately the Bank.

When travelling abroad:

  • Ensure to keep up to date your contacts with the bank. The phone number and email address enable us to inform at any fraudulent case.
  • Store the contacts of the bank for lost/stolen cards or any suspicious transaction with your card.
  • Whenever you present your card at any merchant (Point of sale), make sure he/she does not insert the card in any other machine. So, you avoid the copy and misuse of the card information. 

When shopping online:

  • Navigate in secured websites and avoid the public computers.
  • Before entering your card online make sure the address uses "https" rather than "http".
  • The sites certified by Visa Cards are safer for online shopping. In these cases “Verified by VISA” logo will be displayed. 

When using in ATM:

  • Before using the ATM, control for any copying object located in the ATM’s keyboard or at any part of the machine.  If you have suspicions avoid using the ATM and notify the Bank.
  • Protect your PIN code from the others always while entering it in the ATM.
  • If you suspect your PIN can be compromised, inform immediately the bank and change your PIN as soon as possible in the nearest ATM. 
  • Ensure that you received your card after the transaction.
  • If your card is retained by the ATM contact the bank or present to the nearest branch.

Cards Fraud:

  • If you receive an email asking for your card details, never respond even if they seem to be official from the bank.
  • For every suspicious fraudulent activity, Tirana Bank collaborates with the legal authorities by investigating to identify the fraud and to prevent or minimize the consequences.

Contact the bank:

If you suspect for unauthorized use of your card in case of lost/stolen or copy of the data, please inform immediately the Bank:

  • 0800 6868 (through fixed line) 24/7;
  • 00355 4 2277700 (through mobile or fixed line) 24/7;
  • Email address: CardInfo@tiranabank.al