Bank offers financial support for all Retail customers who want to be financed for: Purchase a residential property; Construct a residential property; Investment Purposes (buy to let/ buy to sell); Purchase a plot of land (accompanied with an investment plan and construction permit); Transferring a loan balance from another Bank

Lending Terms and Conditions:

Currency: EUR/ ALL

Amount:

Min:  5,000 EUR / 525, 000 ALL;

Max: 300,000 EUR / 31,500,000 ALL Mass Customers;

Max: 500,000 EUR / 52,500,000 ALL Affluent Customers;

Max: 1,000,000 EUR / 105,000,000 ALL Premium Customers

Duration: up to 30 years;

Financed limit: up to 90% for residential property/construction;                                                                                                              

Interest Rates

Currency	Payroll Customers	Standart Customers
ALL	Fix interest rate for the first year *3.5%  Tbills 12M + 1.6%, (Min 4%)	Fix interest rate for the first year *3.5%  Tbills 12M + 2.2%, (Min 4%)
Eur	Euribor 12M + 4%, (Min 4.5%)	Euribor 12M + 4%, (Min 4.5%)

 

Payment method: Principal and interest are paid in equal monthly instalments

Collateral: First-rank mortgage on the funded property or other property that meets the Bank's requirements

Documentation:

• ID card / passport
• Family certificate
• Employment confirmation issued by the employer

If the customer has his own business:

• Extract of National Registration Centre for Businesses (within the last month); NIPT;
• Tax Office verification of dues;
• Mortgage Deed
• In case of home construction: Construction permit and technical project for execution, total cost for the construction project.

Note: The Bank keeps the right to request other documents considered necessary for the evaluation of the client

For more information, contact our branches or call for free at Info Bank  0800 68 68.

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