The Consumer Unsecured pre-approved limit is an additional loan limit provided by Tirana Bank to the existing mortgage borrowers of Tirana Bank for purchase of home appliances at Neptun stores.

This pre-approved limit is valid until 6 months from the Disbursement of the mortgage Loan.

 

Tenor and Financing T&C:

Currency: EUR/ LEK

Amount:

• Max 4.000 Euro/ 400.000 All;
• Tenor: Min. 1 year – Max 5 years;
• No Collateral needed.  

Client’s benefits from this product are:

• Pre-approved limit without documents set for the application.
• Interest Rates and fees of this loan are more favorable than those of an express loan for purchase in Neptun stores applied from other banks.

Interest Rates:     

	CCY	IR composition	Payroll Customers	Standard Customers
	LEK	FIX	8%*3Y (≤) 9%*4Y 10%*5Y	9%*3Y (≤) 10%*4Y 11%*5Y
	EUR	FIX	9%*3Y (≤) 10%*4Y 11%*5Y

 

Documentation:

• Pro-forma Invoice from Neptun.

Info_parakontraktor_NeptunConsumerLoan