Tirana Bank offers the Mass Payroll/Standard Package to all clients in the Mass Segment, which is a combination of products and services with more benefits, flexibility, and convenience.

Current Account (payroll/standard) gives you full access to your funds at any time and allows you to perform any type of transaction, with the following benefits:

• Currency: LEK, EUR;
• No commission for account opening;
• Minimum account balance: 1,000 LEK, 10 EUR;
• Monthly account maintenance fee: 0 LEK, 0 EUR;
• Account statement issued once a month free of charge;
• Automatic bill payment for utility services (water, electricity, telephone);
• Automatic payment of Tirana Bank Credit Card or Loans through periodic authorization, free of charge;
• Payments to third parties through periodic authorization for external transfers (rent, taxes, etc.);
• Registration in Tirana Bank Online.

For any additional information, please refer to the current Terms and Conditions of Tirana Bank, published in this website.

VISA Debit Card, which you receive instantly at any branch upon opening the current account, offering:

• Annual Fee 0 Lek / 0 Euro
• High daily limit for cash withdrawals and purchases: 75,000 ALL
• No commission for cash withdrawals at Tirana Bank ATMs
• No commission for all purchases at POS within Albania
• Possibility to link the card with multiple accounts in ALL and EUR
• Full usage security with Chip & Pin technology
• 3-year validity for the first card and then 5 years, automatic renewal without commission
• PIN change option at Tirana Bank ATMs

VISA CLASSIC Credit Card Co-Branded, which you can use as desired and needed, both domestically and internationally:

• Annual Fee 0 Lek / 0 Euro
• Credit limit up to 5,000 EUR
• Competitive interest rate
• Installment payment up to 12 months
• Part of the Happy Reward Scheme, earning double points, coupons, and discounts for every purchase at Happy partner stores
• Cash withdrawal up to 30% of the unused card limit
• No commission for all purchases at Points of Sale (POS) and online
• Very favorable minimum monthly payment
• High usage security with Chip and Pin technology
• Free online information for monthly statements and card transactions
• Maximum security through real-time notifications via SMS / Email for every transaction made

For more detailed information, please refer to the Pre-contractual Information document of the Visa Classic Co-Branded Credit Card attached.

Attention! Borrowing costs money.

TiBank Platform

• Web Banking, banking through your personal computer (PC / Mac);
• Mobile Banking, convenience of performing banking operations via your mobile phone.

SMS Notification Package

Through the “SMS Notification” service, Tirana Bank offers all clients with a current account the possibility of receiving message notifications for the following services:

• Credit of salary
• Maturity of insurance policy (property/life)
• Direct debit payments (Oshee, UKT)
• Periodic payment service
• Loan installment payment
• Maturity date of deposits (not automatically renewable)

Mass Payroll Package is offered with a monthly maintenance fee of 300 ALL

Mass Standard Package is offered with a monthly maintenance fee of 380 ALL

Insurance Conditions Travel Insurance Visa Classic Credit Card Pre-contractor Info Visa Classic Co-branded Credit Card